As you progress through various milestones in life, it is wise to plan ahead and develop a strategy to protect and grow your wealth for future stability. Whether you want to secure your children's education, plan for retirement, or achieve financial security, prudent Wealth Management and financial planning will help you reach your life goals.
Wealth Management is at the heart of financial planning as it involves saving and investing in a diverse portfolio of investment products including Mutual funds, Bonds and Structured Solutions.
Commercial Bank provides its valued customers with a wide array of Wealth Management products focusing on their individual needs and goals, aiding clients in leveraging the benefits of smart investments in capital markets.
Starting your wealth management journey can be intimidating without the proper knowledge and guidance. Commercial Bank goes beyond offering Wealth Management solutions by providing services and support that help each individual make the right choices and assess and manage risks.
Commercial Bank has a dedicated team of Relationship Managers and Wealth Advisors that value an individual's unique financial goals and risk expectations. These professionals have a thorough understanding of the market and will work closely with you to better understand your needs and expectation and support you towards developing a tailored investment portfolio designed to effectively reach your goals.
The financial market is volatile and can be unpredictable. A key strategy to reduce risk and ensure stable returns is by diversifying your investments in multiple assets. If one asset takes a loss, the funds allocated to another asset won't be affected.
Commercial Bank has a wide range of wealth products that allow customers the advantage of having access to global and local markets to better diversify their investments.
Navigating markets requires an understanding of market updates and trends. Commercial Bank has an online share trading platform (CB Waseet App) that keeps users up to date with the changing market conditions and, in turn, empowers users to leverage, stay on top of investments, and make informed decisions with ease.
Commercial Banks' Relationship Managers and Wealth Advisors not only help you set up your Wealth Management portfolio but maintain an ongoing relationship to ensure that your investments are managed in line with your expectations. Ongoing updates and rebalancing discussions will ensure that clients are updated with the performance of their investments and their goals are being met.
Commercial Bank has diverse investment opportunities that cater to varying investment goals, risk appetites, and financial needs.
For those interested in saving and investing monthly to meet their medium to long-term financial goals, the International Investment Plan is an ideal option for regular savings. It is also known as a 'Systematic Investment Plan (SIP)', which entails regularly investing a fixed amount in mutual funds to grow your investments over time.
The monthly contribution for IIP starts at USD 300 (QR 1,092.30), and users can invest in a fund portfolio of their choice.
If you're looking to earn good returns with stability, Bonds are a great option to look into. Bonds are tradable debt instruments issued by governments, companies or other organizations that act as the 'issuer' of the Bond. Since the issuer of the Bond is the one borrowing money, Bond investments are subject to the risk of issuer default. Investors in Bonds are entitled to receive coupon payments which can serve as a good source of fixed regular income against investments.
Commercial Bank customers are free to select from a wide range of global and local bonds that suit their market views and risk appetite.
Mutual funds refer to collective investment schemes that create a pool of investment funds from many investors which are managed by a professional fund manager. The income generated from the mutual fund is proportionately distributed among the investors. Mutual funds are an excellent tool for diversifying investments across numerous asset classes.
Wealth Management clients benefit from access to leading global asset management companies offering a wide range of international funds diversified across multiple markets, asset classes and sectors.
Structured products are bespoke financial instruments that are designed for experienced investors. Structured products combine the characteristics of a bond with certain features and risks of the underlying asset through a derivative component. These products allow investors the ability to take an exposure to a diverse range of underlying assets including equities, indices and commodities while limiting their risk exposure.
Commercial Bank's CB Waseet App makes navigating the trading market in the Qatar Exchange simple and convenient. The app provides real-time trade execution, multi-level security, and notifications for stock price fluctuations.
In addition, it conveniently delivers stock market, industry, and economic news directly to your device so users stay updated on the latest news and trends.
Want to try your hand at international trading? Try out the CB International Trading App, which allows users to trade in global stock exchanges, international ETFs and manage and track their stock portfolios with convenience and ease.
The app allows access to major international stock markets including U.S, U.K, Europe and Hong Kong along with latest news and market updates related to your selected stocks. Commercial Bank users can conveniently transfer funds to their share trading account via the CBQ Mobile App with just a few taps!
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